100% Financing USDA New Construction

Real Estate Agents Welcome 

Earn Full Commission Plus

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• Down Payment & Closing Costs Grants (Non-Repayable)

• First Mortgage Payment Due 30 Days After occupancy

• Close Within 7 Days of Signed Purchase Agreement

• 2.75% or less Fixed Rate 38 Year Loan Terms

• One loan for Land, Build and Permanent

• No Mtg Insurance

• Close with Zero Out of Pocket

• Closing Costs and Prepaids Reimbursed (Appraisal, Earnest Deposit, Taxes, and Ins.)

• No Reserves Required

• No Minimum Credit Scores Required

• 3 Credit Tradelines, Credit Supplements allowed

• Rental History Counts as 2 Tradelines

• Streamlined Credit Analysis With 640 Score

• The omission of Payments from Debt to Income When <6 Months Remaining on debt

• Mortgage Payment Subsidy

• First Time Buyer Owner-Occupied Residential Properties Up to 2,000 Sq. Ft.

• No Application or Broker Fees

• Purchase Price of New Construction Maxed at County Loan Limits

• Non-Taxable Income Grossed up to 120%

• Leveraged Loans up to 50% Loan to Value

• 100% Payment Shock Purchasing Power Increased by 20% - 100%