100% Financing USDA New Construction

Real Estate Agents Welcome 

Earn Full Commission Plus

  • Down Payment & Closing Costs Grants (Non-Repayable)

  • First Mortgage Payment Due 30 Days After occupancy

  • Close Within 7 Days of Signed Purchase Agreement

  • 2.75% or less Fixed Rate 38 Year Loan Terms

  • One loan for Land, Build and Permanent

  • No Mtg Insurance

  • Close with Zero Out of Pocket

  • Closing Costs and Prepaids Reimbursed (Appraisal, Earnest Deposit, Taxes, and Ins.)

  • No Reserves Required

  • No Minimum Credit Scores Required

  • 3 Credit Tradelines, Credit Supplements allowed

  • Rental History Counts as 2 Tradelines

  • Streamlined Credit Analysis With 640 Score

  • The omission of Payments from Debt to Income When <6 Months Remaining on debt

  • Mortgage Payment Subsidy

  • First Time Buyer Owner-Occupied Residential Properties Up to 2,000 Sq. Ft.

  • No Application or Broker Fees

  • Purchase Price of New Construction Maxed at County Loan Limits

  • Non-Taxable Income Grossed up to 120%

  • Leveraged Loans up to 50% Loan to Value

  • 100% Payment Shock Purchasing Power Increased by 20% - 100%